Loans & Savings

Flexible products for members at fair, transparent rates.

Rates are indicative — customize for your SACCO.

Loan products

ProductInterest (pm)Max TermNotes
Normal Loan1%60 monthsUp to 3x savings, guarantors required.
Emergency Loan1.0%12 monthsMaximum 300k Quick processing, fewer requirements.
Refinancing Loan1%60 monthsFor Projects that require additional funds.
Mazao Loan1%60 monthsCollateral Required for this Loan.
Biashara Loan1%24 monthsMaximum 500k for Businesses.

Savings & deposits

Share Capital

Ownership stake with annual dividends.

Ordinary Deposits

Build eligibility for larger loans.

Mazao Deposits

Higher interest yield and builds eligibility for larger loans.

Junior Saver

For children and teens, with bonus interest.